North Carolina has two point systems for traffic tickets: DMV points and insurance points. DMV points are applied to your driver’s license and affect whether you will keep your driving privileges. Insurance points directly affect your insurance premiums by a mathematical formula. The two systems are different, making the point values differ for the same infraction.
The DMV Point System
assignment of Points
These point values are not based on a CDL.
Grounds for suspension
Accumulate 12+ Points
Accumulate 8+ Points within 3 years after reinstatement from a suspension/revocation
Speeding 16+ mph over the speed limit when the ticketed speed exceeds 55 mph
Speeding 76+ mph when the speed limit is less than 70 mph
Speeding 81+ mph when the speed limit is 70 mph
Convicted of two 56+ mph tickets (including reckless/aggressive driving) within 12 months
The Insurance Point System
Assignment of points
*Points are not assigned for these offenses if no other moving violation was committed in the last 3 years. However, it is important to have these charges amended since some insurers will remove safe driver discounts upon conviction of these offenses.
